Back in June, changes to Ontario's auto insurance coverage took effect. The most notable among them are reductions in accident benefits standard to every policy. You probably already received paperwork from your insurer outlining available options for increasing your coverage come policy renewal time. If you have not yet analyzed the choices, our post this week takes a closer look at the highest coverage option available for non-catastrophic injuries and why it may be one for you to consider seriously.

• Benefits Slashed to Accident Benefits. Prior to June 1st, insured individuals involved in a non-catastrophic accident could receive up to $50,000 in benefits for medical and rehabilitation costs and up to $36,000 for attendant care.
• Shorter Time Limits Imposed. Consumers have the option of doubling their coverage for these benefits to a combined total of $130,000, but there's a caveat.
• Achieving The Best Of Both Worlds. Consumers can nonetheless ensure themselves both increased coverage and exemption from the five-year time limit by opting for $1,000,000 in coverage.

For more on these changes.